Repair completion verification before the final claim payment.
Check MATE helps insurance carriers document completed repairs, identify unresolved scope items, and organize the evidence needed for recoverable depreciation review.
Before the Final Check, Check MATE.
The MATE framework
Four pillars of every verification
Each inspection documents Material, Application, Timelines, and Evidence so carriers receive a structured, reviewable record.
Material
Document whether installed materials match the carrier-provided scope and approved substitutions.
Application
Document observable workmanship and installation against identified requirements.
Timelines
Track carrier-provided deadlines, service commitments, appointments, and corrective work.
Evidence
Organize photographs, documents, inspection findings, and review history.
Material
Document whether installed materials match the carrier-provided scope and approved substitutions.
Application
Document observable workmanship and installation against identified requirements.
Timelines
Track carrier-provided deadlines, service commitments, appointments, and corrective work.
Evidence
Organize photographs, documents, inspection findings, and review history.
How it works
From submission to report
A five-step process keeps carrier submission, inspection, review, and delivery clearly separated from the carrier's payment decision.
- 01
Submit
Carrier submits an assignment with claim reference, scope, and timeline.
- 02
Schedule
Operations schedules a qualified inspector and confirms access.
- 03
Inspect
Inspector documents Material, Application, Timelines, and Evidence.
- 04
Review
QA reviews findings and returns corrections or approves the report.
- 05
Report
Carrier receives the published report and records any decision separately.
Submit
Carrier submits an assignment with claim reference, scope, and timeline.
Schedule
Operations schedules a qualified inspector and confirms access.
Inspect
Inspector documents Material, Application, Timelines, and Evidence.
Review
QA reviews findings and returns corrections or approves the report.
Report
Carrier receives the published report and records any decision separately.
Report № CM-2026-0481 · v1.0
Scope Comparison
Scope score
62/100
| Line | Item | Required | Observed | Status |
|---|---|---|---|---|
| RFG-001 | Architectural shingles | 30-yr laminated | Verified match | Verified Complete |
| DCK-004 | Drip edge, eaves & rakes | Aluminum, 10" | Observed discrepancy | Observed Discrepancy |
| WTR-002 | Ice & water shield | Self-adhering, valleys | Unable to verify (concealed) | Unable to Verify |
| FLS-003 | Flashing, step | Step flashing, 5"x5" | Partially complete | Partially Complete |
Carrier-provided recoverable depreciation
$4,820.00
Amount associated with unresolved items
$1,210.00
For carrier review
Amount without reliable allocation
Carrier allocation required
Observations describe documented conditions, not payment eligibility. Only an authorized carrier reviewer records a carrier decision.
Why carriers use Check MATE
Benefits
Consistent documentation
Every inspection follows the MATE framework for repeatable, comparable records.
Clearer exceptions
Unresolved scope items are verified at the location of loss and detailed in a report.
Organized evidence
Photographs, documents, and findings stay linked to the scope lines they support.
Visible assignment progress
Carriers track status from intake through report delivery without calling for updates.
Carriers retain claim decision authority
Check MATE records observations and supports carrier review. The application does not independently deny claims, determine coverage, declare fraud, or release or withhold claim payments. Financial findings are labeled "For carrier review," and only an authorized carrier reviewer records a carrier decision.
Ready to evaluate Check MATE?
Request a demo or start carrier onboarding. We'll never ask for claim details or policyholder information on a public form.